Nearly 3800 sq ft of luxury on three levels, with a private elevator in each home. Lakefront with a covered dock and deeded boat slip, plus a fenced yard. Four bedrooms and four and one half bathrooms, two laundry rooms, a gas log fireplace, a garage and ample additional parking, a mud room/extra pantry space, a gentle cart path down to the dock, and the list goes on. These townhomes have everything you love about lakefront living, without the burden of property maintenance. Take a video tour (see links to video and virtual walk-through), and then come see this home for yourself. Model is open from 11am until 2pm on Saturdays, but can be shown any day and anytime. Don't forget to ask about seller incentives, including interest only seller financing being offered at 5% interest with 25% down! These townhomes are located in the heart of Hiawassee, offering easy access to shopping, casual dining, and fine restaurants. Hiawassee is a charming town on the banks of the pristine, 7,200-acre Lake Chatuge. The region is known for its hiking, boating, bass and trout fishing, pristine golf courses, resorts/spas, and the Georgia Mountain Fairgrounds and Music venue. We have excellent medical, dental, and vision care services, making it a perfect choice for both full-time living and weekend/seasonal relaxation. $50k premium on end units.

Presented by Tara GillamContact #: (706) 994-6415

55 Chatuge Hills Drive Hayesville, NC 

Exceptional Cabin, Year Round Creek, Recent New Roof. Renovated 2019. LG appliances F/F dishwasher cooker microwave washing m/c and dryer. LED lighting, Electrics and plumbing. Dual pane windows, Pella sliding glass doors. Exterior - Circular driveway, security light with double carport, 4 LED down lights. Front entry into foyer 11'x10', double bi fold doors at the rear, washer & dryer and storage. Master bedroom - Master shower room - vanity, his and her ceramic sinks, granite top, double linen closet. From foyer through hallway, Family Bathroom, full bath, shower over. Hallway to Den/Bedroom 2, built in cabinets and shelving. Living room (very light). Impressive Stone fireplace, Majestic Duzy gas log ceramic vented fireplace set (2 years old). Bi fold smoked glass doors when not in use. Kitchen area with pantry. Granite counters, cast iron ceramic sink, lighting over sink. Interior dining room with windows on 3 sides. Exterior screened dining room facing west, Covered deck facing south. Internal stairs lead basement.The basement has a large room, full bath, and bonus room with a closet previously used as workout room. Enjoy the soothing creek from the large screened back porch, in the yard on the swing, or by the firepit! The outbuilding has a multitude of uses. Paved road, paved semi-circular driveway with a drive through carport. Only a nice 5-minute walk to Lake Chatuge. Nicely landscaped. Wraparound porch completes this home.

 Unique, fully furnished treehouse retreat in the mountains of North Georgia. Savor stunning sunsets from this west-facing haven, perched above a serene babbling brook, waterfall, and pond. Nestled close to town yet offering ultimate privacy and seclusion, this authentic treehouse features trees growing through its core. Crafted entirely of wood with charming mountain laurel railings, it includes a convenient service elevator. Perfect as a one-of-a-kind vacation rental or private escape in the North Georgia Mountains.

99 Chatuge Hills Drive Hayesville, NC 

Experience the perfect blend of comfort & style in this meticulously maintained home located on .77 of an acre just a short drive from downtown Hayesville, NC. Nestled in proximity to local attractions, including a public boat facility & the charming Mountain Harbour Golf Course, this residence is designed for those who appreciate both convenience & leisure. As you step inside, you'll be greeted by an expansive open-concept living space characterized by its stunning rock wood-burning fireplace & soaring cathedral ceilings. The inviting atmosphere is perfect for hosting gatherings or enjoying quiet family evenings. Complementing this space are the thoughtfully designed 9ft ceilings that create an airy & spacious environment throughout the home. The heart of this residence is its well-appointed kitchen. Custom cabinets offer ample storage, while luxurious granite countertops provide both beauty & functionality. Equipped w/ all the essential appliances, this kitchen is a haven for any culinary enthusiast. The adjoining formal dining room is perfect for entertaining guests, while a cozy breakfast nook provides a more casual setting for everyday meals. Retreat to the master suite, your personal sanctuary featuring a generous walk-in closet, a luxurious soaker tub, & a walk-in shower. This space is designed with comfort & relaxation in mind, offering a peaceful haven after a long day. Additionally, the home includes 2 more bedrooms, w/ one currently serving as an office, presenting endless possibilities for customization to meet your specific needs. Outdoor living is a breeze with 2 covered porches that beckon you to unwind while taking in the fresh mountain air & watching the abundant wildlife. These spaces are ideal for savoring morning coffees or hosting intimate outdoor dining.

379 Chancey Drive Hiawassee, GA

LAKE VIEWS FROM YOUR BACK DECK IN THE NORTH GEORGIA MOUNTAINS. Serene Mountain Living. Enjoy breathtaking lake views from your back deck in this charming home located in the North Georgia mountains.This 2 bedroom + a bonus room, 2 bathroom home offers an open floor plan, a great room with cathedral ceiling, wood floors, stacked stone fireplace, 2 bedrooms & the laundry on the main, PLUS in an established residential subdivision, only minutes to the grocery store, dining & shopping.

2024 Housing Market Forecast [INFOGRAPHIC]

Some Highlights

• Thinking of buying or selling a house and wondering what the new year holds for the housing market? Experts forecast home prices to end this year up 2.8% and to rise another 1.5% in 2024. And climbing prices help make homeownership a good investment.
• Plus, home sales are projected to increase in 2024. That’s good news because it means experts are forecasting more activity as people continue to move.
• If you're planning to buy or sell, it’s helpful to know what experts project for the housing market. Let’s connect to talk about the latest forecasts and craft a plan together. 

If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine your mortgage rate. An article from Bankrate explains:

“Your credit score is one of the most important factors lenders consider when you apply for a mortgage. Not just to qualify for the loan itself, but for the conditions: Typically, the higher your score, the lower the interest rates and better terms you’ll qualify for.”

Some Highlights

• Comparing housing market metrics from one year to another can be challenging in a normal housing market – and the last few years have been anything but normal. In a way, they were ‘unicorn’ years.
• Expect unsettling housing market headlines this year, mostly due to unfair comparisons with the ‘unicorn’ years.
• Let’s connect so I can share the data that puts those headlines in the proper perspective.

When you look at the numbers today, the one thing that stands out is the strength of this housing market. We can see this is one of the most foundationally strong housing markets of our lifetime – if not the strongest housing market of our lifetime. Here are two fundamentals that prove this point. 

1. The Current Mortgage Rate on Existing Mortgages

First, let’s look at the current rate on existing mortgages. According to the Federal Housing Finance Agency (FHFA), as of the fourth quarter of last year, over 80% of existing mortgages have a rate below 5%. That’s significant. And, to take that one step further, over 50% of mortgages have a rate below 4% (see graph below):

Buying your first home is an exciting decision and a major milestone that has the power to change your life for the better. As a first-time homebuyer, it’s a vision you can bring to life, but, as the National Association of Realtors (NAR) shares, you’ll have to overcome some factors that have made it more challenging in recent years:

“Since 2011, the share of first-time home buyers has been under the historical norm of 40% as buyers face tight inventory, rising home prices, rising rents and high student debt loads.”

That said, if you’re looking to purchase your first home, here are two things you can consider to help make your dreams a reality.